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If you are a victim

  • File a report on the theft with your local police department.
  • Notify all three credit bureaus and place fraud alerts on your credit report.
  • Close all compromised accounts immediately.
  • Keep emergency contact numbers handy and report the theft to all credit card, merchant, bank, and all other credit issuers with whom you have accounts.
  • Report stolen checks to check verification agencies.
  • File a complaint online with the Federal Trade Commission
  • Be sure you follow through on all fronts (merchant, bank, credit bureaus, law enforcement). If you get verbal agreements for resolution, request a statement in writing.
  • Don't assume someone else is taking care of the issue for you.