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Where to go for help on money issues

Money is a sensitive subject for most people, sometimes bringing out strong emotions: despair, anger, jealousy, greed, and even depression. So, when is it safe to discuss the topic? Who do you talk to when you need sound advice? What is an appropriate question?

Start by listing all of the important people in your life and define your relationships with them. Decide who you feel most comfortable talking to about money matters. If you have no one whose judgment you trust, the University of Minnesota has resources that can help you.

One Stop counselors are available to guide you through the process if you are trying to decide how much money you may need to borrow. Contact us for more information.

The One Stop Money Management Web site provides information on core financial concepts like budgeting, credit, credit cards, and financial goals.

LSS Financial Counseling Service offers free, expert budget and debt counseling for all U of M students, faculty, and staff. LSS Counselors are on campus twice a month to provide help on any of these topics:

  • Getting credit card debt paid off faster
  • Student loan repayment options
  • How to handle debt collector calls
  • How to avoid debt settlement scams
  • Building or rebuilding good credit
  • Taking control of your money

Appointments can be in person (Boynton Health Service, Room 208) or by phone or internet. Schedule yours by calling 1-888-577-2227, or visit All services are confidential.

Student Mental Health is a Web resource for you and your parents, as well as University faculty and staff, to learn more about mental health and related resources at the University's Twin Cities campus. Counselors do not give financial advice, but can help with emotions caused by money issues, such as anxiety, sadness, or depression.