Failure to pay
Primary Care loan
Payments made by you and other borrowers are the primary source of PCL funds for current students. If you fail to repay your loan(s), you could jeopardize your school's eligibility to offer PCL loans to current and future students. To protect the program, the University is required to implement aggressive collection efforts, including the use of collection agents, litigation, and credit bureau reporting.
If you fail to make a scheduled payment or to comply with any other term of your PCL loan(s), the University may refer your loan to the federal government, which may take any actions authorized under the Debt Collection Act of 1982, including the following actions:
- Obtain your address from the Internal Revenue Service
- Refer the loan to a collection agent
- Disclose your delinquent status and other relevant information to credit
bureaus
- Initiate legal proceedings against you
- Offset your salary, if you are a federal employee
- Withhold money otherwise payable to you by the federal government
The federal government may disclose any information maintained by the school or the federal government to persons involved in collecting your loan. That disclosure may include, but is not limited to your name, address, Social Security number, total PCL amount loaned, repayment history, unpaid balance, and any other information that would assist the collection process.