Federal government collection actions

Nursing student loan

If you fail to make a scheduled repayment or fail to comply with any other term of the Nursing Student Loan, the school may refer your loan to the federal government for collection assistance. The federal government may take any actions authorized under the Debt Collection Act of 1982 to collect the loan, including the following:

  1. obtain your address from the Internal Revenue Service;

  2. refer the loan to a collection agent;

  3. disclose your delinquent status and other relevant information to credit bureaus;

  4. initiate legal proceedings against you;

  5. offset your salary if you are a federal employee; and

  6. withhold money otherwise payable to you by the federal government.

The federal government may disclose to persons involved in the collection of the loan any information maintained by the school or the federal government, including but not limited to your name, address, Social Security number, total amount loaned, repayment history, unpaid balance, and any other information that would be of assistance in the loan collection process.